Reviewing and assessing the capital needs of ASL, making objective recommendations to the Board and overseeing implementation and monitoring of the Capital Management Strategies.
Ms Bels is a professional non-executive director with extensive legal, governance, risk management and financial expertise. Ms Bels has over 25 years’ experience across the government, member services and international banking and finance sectors having previously held the role of General Counsel & Board Secretary for the Export Finance and Insurance Corporation and General Counsel (and Chief Risk Officer) for the Law Society of NSW. She is currently a Non-Executive Director of Australia & New Zealand Recycling Platform Limited (Techcollect), CBHS Corporate Health Pty Ltd and Australian Physiotherapy Council Ltd. She also chairs a number of Committees for these companies as well as Audit & Risk Committees for a couple of public sector entities. Ms Bels is the Chair of the company’s Risk and Contracts & Pricing Committees and is a member of the company’s Audit and Governance Committees.
Mr Hassall is currently the Chief Financial Officer of Newcastle Permanent Building Society Limited. He is a Chartered Accountant with over 15 years’ experience including ten years in the Financial Services Industry (customer owned banking) and four years in Chartered Accounting firms. Mr Hassall has held several positions within Newcastle Permanent Building Society in Risk Management and Finance. Mr Hassall previously held roles in Chartered Accounting and Pharmaceuticals. He is a member of the company’s Audit and Risk Committees.
Mr Lock is the Chief Executive Officer of Heritage Bank Limited. Mr Lock has more than 30 years' experience in the financial services industry spanning insurance, institutional banking, business development, business banking and corporate banking. He has held senior management roles at the Bank of Melbourne, St George Bank, and the Commonwealth Bank, following a career with the National Australia Bank.
Mr Lock is a Senior Fellow of the Financial Services Institute of Australasia, and a Graduate Member of the Australian Institute of Company Directors. He has a keen interest in leadership and community, and has been part of numerous capacity-building committees in a mentoring capacity. He is a member of the ASL IT Committee. Mr Lock holds a Bachelor of Business and a Master of Business Administration from the University of South Australia.
Mr Ryan is the Chief Executive Officer of IMB Limited. Mr Ryan joined IMB Limited in 1999. Mr Ryan is a director of IMB Financial Planning Limited and The Flagstaff Group. Mr Ryan was appointed to the University of Wollongong Council by the NSW Minister for Education and Training in January 2010 and is on the Board of the University of Wollongong in Dubai. Prior to joining IMB, Mr Ryan held the positions of Managing Director, Chief Financial Officer and Company Secretary at Australian Resources Limited. Mr Ryan has extensive experience in finance and management at senior executive and Board level, has been involved in the formulation and implementation of strategic business plans and financial restructuring, staff management and development, as well as evaluation of acquisitions and divestments. Mr Ryan is the chair of the company’s Governance Committee.