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Specialised Business Payment Solutions

Powering smart, sophisticated real-time payments.

Supporting banks, fintechs and a range of other organisations across Australia

Our Pioneering History

Formed in 1993 as a cooperative by our founding member organisations, Australian Settlements Limited, as it was then known, provided settlement and payment services, allowing these organisations to participate in all financial sector clearing streams. Today, ASL is still an organisation which, like many of its customers, is owned by its shareholders –  and supplies services to those member organisations and a wide range of non-member businesses across Australia and the world. The benchmark to take and make payments has been set.


With our state-of-the-art secure, ‘ASAPP’,  API platform, we continue to evolve to offer market leading end-to-end payment solutions, through what we call Payments-Platform-as-a-Service (PPaaS). We have an unrivaled suite of payment solutions and first-class, local support. Through our intuitive, connected platform, our customers can access the following payment solutions – NPP | PAYTO | CARDS | DIRECT ENTRY | BPAY | ACQUIRING | RTGS | AUSTRACLEAR | PEXA | FINANCIAL CRIME MANAGEMENT

Authorised Deposit Taking
Institution (ADI)

As an ADI, ASL is under the supervision and regulation of the Australian Prudential Regulation Authority (APRA) and the Reserve Bank of Australia (RBA) ASL is an accredited and trusted brand – and hence was the first non-bank to be granted an Exchange Settlement Account (ESA) at the RBA. Since 1994, ASL has also held a full Australian Banking license. Since inception, ASL has progressively grown our range of products and services to continue to meet the evolving needs of our customers and industry. This expansion has occurred with a strong 30+ year settlement record.

Strength & Scalability

ASL has a strong business model focused on working collaboratively with our customers to provide scale advantages in their business operations. The strength of the relationship between our customer base and ASL’s management team is an ongoing strength and key strategic advantage of the business. Collaboration remains a hallmark of ASL.

Industry Solutions

Our payment products excel across multiple industries and sectors, such as Banks Fintechs E-Commerce Marketplaces Education Health Insurance Lenders Payroll Real Estate Superannuation Technology & Service Providers Utilities Local Councils State Government Federal Government and more.

Supporting International

We have a full suite of payment solutions for International businesses entering the Australian market. We provide full guidance and support on local regulations, laws and compliance – allowing your organisation to enter the local market as quickly as possible.
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